Crypto Exchanges Available in the United States

15 exchanges currently serve residents of the United States. Strike ranks highest overall in the United States on fees, asset selection, and trust. Last verified September 3, 2026.

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All Exchanges Serving the United States

#ExchangeTypeAssetsTypical feeKYCPayment methodsAction
1Strikebroker1$5.55Requiredbank transfer, debit card, Apple Pay, Google Pay, wire transfer, direct depositVisit Strike
2Robinhood Cryptobroker44$9.50Requiredbank transfer, debit card, Apple Pay, Google PayVisit Robinhood Crypto
3Bitstamp by Robinhoodcentralized exchange40$11.00Requiredbank transfer, card, Apple Pay, Google PayVisit Bitstamp by Robinhood
4Krakencentralized exchange102—RequiredACH, wire transfer, SEPA, Faster Payments, debit card, PayPal, Apple Pay, Google Pay, Interac e-Transfer, iDEAL, PIX, speiVisit Kraken
5Crypto.com Exchangecentralized exchange68—Requiredbank transferVisit Crypto.com Exchange
6Coinbase Exchangecentralized exchange76—Required—Visit Coinbase Exchange
7Upholdbroker63—RequiredACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, samsung pay, PayPal, venmoVisit Uphold
8Toobitcentralized exchange71—Not requiredcredit card, debit cardVisit Toobit
9eTorobroker33—Requiredbank transfer, debit card, credit card, PayPal, neteller, skrill, iDEAL, trustly, przelewy24, etoro moneyVisit eToro
10Geminicentralized exchange38—RequiredACH, wire transfer, debit card, PayPalVisit Gemini
11Binance UScentralized exchange43—RequiredACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, crypto depositVisit Binance US
12bitFlyercentralized exchange4—Requiredbank transfer, quick deposit, convenience store, wire transfer, SEPA, PayPalVisit bitFlyer
13PayPalbroker7—Requiredpaypal balance, bank transfer, debit cardVisit PayPal
14Bullishcentralized exchange20—Requiredwire transfer, SEPAVisit Bullish
15Cash Appbroker1$13.75Requiredcash app balance, bank transfer, debit card, direct depositVisit Cash App

Fees are estimated from each exchange's published schedule for a $500 market buy using the cheapest common payment method. Rankings are not influenced by affiliate relationships. Scores are explained in our methodology.

Crypto Regulation in the United States

Buying cryptocurrency is legal for United States residents, and two layers of rules decide which exchanges can serve you. Federally, a platform that swaps dollars for crypto is a money services business and must register with the Financial Crimes Enforcement Network, a requirement set out in FinCEN guidance issued in 2013 and restated in 2019. The Securities and Exchange Commission and the Commodity Futures Trading Commission divide oversight of the assets themselves, and the two agencies published a joint statement on 17 March 2026 describing how they classify tokens. The GENIUS Act, signed on 18 July 2025, is the first federal statute covering payment stablecoins, and its provisions take effect on 18 January 2027. The bigger practical constraint is state law. Each state runs its own money transmitter licensing, and New York also requires a BitLicense under 23 NYCRR Part 200, which is why several global exchanges decline New York residents outright. As of September 2026, no federal market structure bill for crypto has become law.

Most Popular Assets in the United States

Frequently Asked Questions

Which exchange is best in the United States?
Strike ranks highest on our composite score in the United States, which weighs cost, availability, asset selection, trust, and usability. See the methodology page for the weights.
Is crypto legal in the United States?
15 exchanges we have verified serve residents of the United States. We have not recorded a jurisdiction-wide restriction. See the regulation section on this page for detail.
Can I use Crypto.com Exchange in the United States?
Yes. Crypto.com Exchange serves United States residents. US retail users get USD cash deposit/withdrawal via ACH. Derivatives trading is separately restricted for the US.
Do I pay tax on crypto in the United States?
The Internal Revenue Service treats digital assets as property, so selling, trading, or spending crypto is a taxable disposal. As of September 2026, a gain on an asset held one year or less is short term and taxed at ordinary income rates, while a gain on an asset held more than one year is long term and taxed at 0, 15, or 20 percent depending on your income. Crypto received in exchange for goods or services is ordinary income, as are mining and staking rewards, valued when you receive them. Brokers began reporting gross proceeds on Form 1099-DA for 2025 transactions, with cost basis reporting added for 2026 (source: IRS digital assets guidance, updated 28 August 2026).

See also