Crypto Exchanges Available in Florida
15 exchanges currently serve residents of Florida. Strike ranks highest overall in Florida on fees, asset selection, and trust. Last verified September 3, 2026.
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All Exchanges Serving Florida
| # | Exchange | Type | Assets | Typical fee | KYC | Payment methods | Action |
|---|---|---|---|---|---|---|---|
| 1 | Strike | broker | 1 | $5.55 | Required | bank transfer, debit card, Apple Pay, Google Pay, wire transfer, direct deposit | Visit Strike |
| 2 | Robinhood Crypto | broker | 44 | $9.50 | Required | bank transfer, debit card, Apple Pay, Google Pay | Visit Robinhood Crypto |
| 3 | Bitstamp by Robinhood | centralized exchange | 40 | $11.00 | Required | bank transfer, card, Apple Pay, Google Pay | Visit Bitstamp by Robinhood |
| 4 | Kraken | centralized exchange | 102 | — | Required | ACH, wire transfer, SEPA, Faster Payments, debit card, PayPal, Apple Pay, Google Pay, Interac e-Transfer, iDEAL, PIX, spei | Visit Kraken |
| 5 | Crypto.com Exchange | centralized exchange | 68 | — | Required | bank transfer | Visit Crypto.com Exchange |
| 6 | Coinbase Exchange | centralized exchange | 76 | — | Required | — | Visit Coinbase Exchange |
| 7 | Uphold | broker | 63 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, samsung pay, PayPal, venmo | Visit Uphold |
| 8 | Toobit | centralized exchange | 71 | — | Not required | credit card, debit card | Visit Toobit |
| 9 | eToro | broker | 33 | — | Required | bank transfer, debit card, credit card, PayPal, neteller, skrill, iDEAL, trustly, przelewy24, etoro money | Visit eToro |
| 10 | Gemini | centralized exchange | 38 | — | Required | ACH, wire transfer, debit card, PayPal | Visit Gemini |
| 11 | Binance US | centralized exchange | 43 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, crypto deposit | Visit Binance US |
| 12 | bitFlyer | centralized exchange | 4 | — | Required | bank transfer, quick deposit, convenience store, wire transfer, SEPA, PayPal | Visit bitFlyer |
| 13 | PayPal | broker | 7 | — | Required | paypal balance, bank transfer, debit card | Visit PayPal |
| 14 | Bullish | centralized exchange | 20 | — | Required | wire transfer, SEPA | Visit Bullish |
| 15 | Cash App | broker | 1 | $13.75 | Required | cash app balance, bank transfer, debit card, direct deposit | Visit Cash App |
Fees are estimated from each exchange's published schedule for a $500 market buy using the cheapest common payment method. Rankings are not influenced by affiliate relationships. Scores are explained in our methodology.
Crypto Regulation in Florida
Florida narrowed its rules in 2022. CS/H.B. 273, Chapter 2022-113, took effect on January 1, 2023 and reworked the money services business provisions of Chapter 560, defining virtual currency, excluding it from the calculation of permissible investments and easing the position of two-party sellers, so that a license turns on acting as an intermediary that can unilaterally execute or block a transaction. Federal law comes first: a business that exchanges dollars for crypto on your behalf is a money transmitter under 31 CFR 1010.100(ff)(5) and has to register with FinCEN as a money services business, renewing that registration every two years. Florida does not appear among the thirty-one states that had enacted the Conference of State Bank Supervisors' Money Transmission Modernization Act in whole or in part as of the CSBS legislative update dated June 2026. As of September 2026, Binance US lists Florida among its fully supported states and Kraken records no Florida restriction on its supported-states page.
Most Popular Assets in Florida
Frequently Asked Questions
- Which exchange is best in Florida?
- Strike ranks highest on our composite score in Florida, which weighs cost, availability, asset selection, trust, and usability. See the methodology page for the weights.
- Is crypto legal in Florida?
- 15 exchanges we have verified serve residents of Florida. We have not recorded a jurisdiction-wide restriction. See the regulation section on this page for detail.
- Can I use Crypto.com Exchange in Florida?
- Yes. Crypto.com Exchange serves Florida residents. US retail users get USD cash deposit/withdrawal via ACH. Derivatives trading is separately restricted for the US.
- Do I pay tax on crypto in Florida?
- The IRS treats cryptocurrency as property under Notice 2014-21, so selling or swapping it produces a capital gain or loss, short-term if you held the asset a year or less. Florida levies no individual income tax. The Department of Revenue's published list of the taxes it administers includes corporate income tax but no tax on individual income, so as of September 2026 a crypto gain costs you nothing at the state level and only the federal return applies.