Crypto Exchanges Available in New Jersey
14 exchanges currently serve residents of New Jersey. Strike ranks highest overall in New Jersey on fees, asset selection, and trust. Last verified September 3, 2026.
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All Exchanges Serving New Jersey
| # | Exchange | Type | Assets | Typical fee | KYC | Payment methods | Action |
|---|---|---|---|---|---|---|---|
| 1 | Strike | broker | 1 | $5.55 | Required | bank transfer, debit card, Apple Pay, Google Pay, wire transfer, direct deposit | Visit Strike |
| 2 | Bitstamp by Robinhood | centralized exchange | 40 | $11.00 | Required | bank transfer, card, Apple Pay, Google Pay | Visit Bitstamp by Robinhood |
| 3 | Kraken | centralized exchange | 102 | — | Required | ACH, wire transfer, SEPA, Faster Payments, debit card, PayPal, Apple Pay, Google Pay, Interac e-Transfer, iDEAL, PIX, spei | Visit Kraken |
| 4 | Crypto.com Exchange | centralized exchange | 68 | — | Required | bank transfer | Visit Crypto.com Exchange |
| 5 | Coinbase Exchange | centralized exchange | 76 | — | Required | — | Visit Coinbase Exchange |
| 6 | Uphold | broker | 63 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, samsung pay, PayPal, venmo | Visit Uphold |
| 7 | Toobit | centralized exchange | 71 | — | Not required | credit card, debit card | Visit Toobit |
| 8 | eToro | broker | 33 | — | Required | bank transfer, debit card, credit card, PayPal, neteller, skrill, iDEAL, trustly, przelewy24, etoro money | Visit eToro |
| 9 | Gemini | centralized exchange | 38 | — | Required | ACH, wire transfer, debit card, PayPal | Visit Gemini |
| 10 | Binance US | centralized exchange | 43 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, crypto deposit | Visit Binance US |
| 11 | bitFlyer | centralized exchange | 4 | — | Required | bank transfer, quick deposit, convenience store, wire transfer, SEPA, PayPal | Visit bitFlyer |
| 12 | PayPal | broker | 7 | — | Required | paypal balance, bank transfer, debit card | Visit PayPal |
| 13 | Bullish | centralized exchange | 20 | — | Required | wire transfer, SEPA | Visit Bullish |
| 14 | Cash App | broker | 1 | $13.75 | Required | cash app balance, bank transfer, debit card, direct deposit | Visit Cash App |
Fees are estimated from each exchange's published schedule for a $500 market buy using the cheapest common payment method. Rankings are not influenced by affiliate relationships. Scores are explained in our methodology.
Crypto Regulation in New Jersey
New Jersey treats crypto exchanges as money transmitters rather than licensing them under a separate crypto regime. Federal law comes first: a business that exchanges dollars for crypto on your behalf is a money transmitter under 31 CFR 1010.100(ff)(5) and has to register with FinCEN as a money services business, renewing that registration every two years. On top of the federal layer sits a New Jersey money transmitter license, and that license is what decides whether an exchange will open an account for a New Jersey resident. New Jersey does not appear among the thirty-one states that had enacted the Conference of State Bank Supervisors' Money Transmission Modernization Act in whole or in part as of the CSBS legislative update dated June 2026. As of September 2026, Binance US lists New Jersey among its fully supported states and Kraken records no New Jersey restriction on its supported-states page.
Most Popular Assets in New Jersey
Frequently Asked Questions
- Which exchange is best in New Jersey?
- Strike ranks highest on our composite score in New Jersey, which weighs cost, availability, asset selection, trust, and usability. See the methodology page for the weights.
- Is crypto legal in New Jersey?
- 14 exchanges we have verified serve residents of New Jersey. We have not recorded a jurisdiction-wide restriction. See the regulation section on this page for detail.
- Can I use Crypto.com Exchange in New Jersey?
- Yes. Crypto.com Exchange serves New Jersey residents. US retail users get USD cash deposit/withdrawal via ACH. Derivatives trading is separately restricted for the US.
- Do I pay tax on crypto in New Jersey?
- The IRS treats cryptocurrency as property under Notice 2014-21, so selling or swapping it produces a capital gain or loss, short-term if you held the asset a year or less. New Jersey applies no crypto-specific tax rule, so a gain that is taxable federally is reported on your New Jersey individual income tax return and taxed at the state's individual income tax rates. Rates and brackets change from year to year, so check the current New Jersey schedule before you file. Accurate as of September 2026.