Crypto Exchanges Available in Maryland
14 exchanges currently serve residents of Maryland. Strike ranks highest overall in Maryland on fees, asset selection, and trust. Last verified September 3, 2026.
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All Exchanges Serving Maryland
| # | Exchange | Type | Assets | Typical fee | KYC | Payment methods | Action |
|---|---|---|---|---|---|---|---|
| 1 | Strike | broker | 1 | $5.55 | Required | bank transfer, debit card, Apple Pay, Google Pay, wire transfer, direct deposit | Visit Strike |
| 2 | Bitstamp by Robinhood | centralized exchange | 40 | $11.00 | Required | bank transfer, card, Apple Pay, Google Pay | Visit Bitstamp by Robinhood |
| 3 | Kraken | centralized exchange | 102 | — | Required | ACH, wire transfer, SEPA, Faster Payments, debit card, PayPal, Apple Pay, Google Pay, Interac e-Transfer, iDEAL, PIX, spei | Visit Kraken |
| 4 | Crypto.com Exchange | centralized exchange | 68 | — | Required | bank transfer | Visit Crypto.com Exchange |
| 5 | Coinbase Exchange | centralized exchange | 76 | — | Required | — | Visit Coinbase Exchange |
| 6 | Uphold | broker | 63 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, samsung pay, PayPal, venmo | Visit Uphold |
| 7 | Toobit | centralized exchange | 71 | — | Not required | credit card, debit card | Visit Toobit |
| 8 | eToro | broker | 33 | — | Required | bank transfer, debit card, credit card, PayPal, neteller, skrill, iDEAL, trustly, przelewy24, etoro money | Visit eToro |
| 9 | Gemini | centralized exchange | 38 | — | Required | ACH, wire transfer, debit card, PayPal | Visit Gemini |
| 10 | Binance US | centralized exchange | 43 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, crypto deposit | Visit Binance US |
| 11 | bitFlyer | centralized exchange | 4 | — | Required | bank transfer, quick deposit, convenience store, wire transfer, SEPA, PayPal | Visit bitFlyer |
| 12 | PayPal | broker | 7 | — | Required | paypal balance, bank transfer, debit card | Visit PayPal |
| 13 | Bullish | centralized exchange | 20 | — | Required | wire transfer, SEPA | Visit Bullish |
| 14 | Cash App | broker | 1 | $13.75 | Required | cash app balance, bank transfer, debit card, direct deposit | Visit Cash App |
Fees are estimated from each exchange's published schedule for a $500 market buy using the cheapest common payment method. Rankings are not influenced by affiliate relationships. Scores are explained in our methodology.
Crypto Regulation in Maryland
Maryland treats crypto exchanges as money transmitters rather than licensing them under a separate crypto regime. Federal law comes first: a business that exchanges dollars for crypto on your behalf is a money transmitter under 31 CFR 1010.100(ff)(5) and has to register with FinCEN as a money services business, renewing that registration every two years. On top of the federal layer sits a Maryland money transmitter license, and that license is what decides whether an exchange will open an account for a Maryland resident. Maryland has enacted the Conference of State Bank Supervisors' Money Transmission Modernization Act (regulations at COMAR 09.03.14, effective December 11, 2023), the model law that standardizes net worth, surety bond and permissible investment requirements; thirty-one states had adopted it in whole or in part as of the CSBS legislative update dated June 2026. Maryland is also amending the license itself: S.B. 261, effective October 1, 2026, exempts agents of the payor that provide payroll processing services from money transmitter licensing. As of September 2026, Binance US lists Maryland among its fully supported states and Kraken records no Maryland restriction on its supported-states page.
Most Popular Assets in Maryland
Frequently Asked Questions
- Which exchange is best in Maryland?
- Strike ranks highest on our composite score in Maryland, which weighs cost, availability, asset selection, trust, and usability. See the methodology page for the weights.
- Is crypto legal in Maryland?
- 14 exchanges we have verified serve residents of Maryland. We have not recorded a jurisdiction-wide restriction. See the regulation section on this page for detail.
- Can I use Crypto.com Exchange in Maryland?
- Yes. Crypto.com Exchange serves Maryland residents. US retail users get USD cash deposit/withdrawal via ACH. Derivatives trading is separately restricted for the US.
- Do I pay tax on crypto in Maryland?
- The IRS treats cryptocurrency as property under Notice 2014-21, so selling or swapping it produces a capital gain or loss, short-term if you held the asset a year or less. Maryland applies no crypto-specific tax rule, so a gain that is taxable federally is reported on your Maryland individual income tax return and taxed at the state's individual income tax rates. Rates and brackets change from year to year, so check the current Maryland schedule before you file. Accurate as of September 2026.