Crypto Exchanges Available in Texas
11 exchanges currently serve residents of Texas. Strike ranks highest overall in Texas on fees, asset selection, and trust. Last verified September 3, 2026.
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All Exchanges Serving Texas
| # | Exchange | Type | Assets | Typical fee | KYC | Payment methods | Action |
|---|---|---|---|---|---|---|---|
| 1 | Strike | broker | 1 | $5.55 | Required | bank transfer, debit card, Apple Pay, Google Pay, wire transfer, direct deposit | Visit Strike |
| 2 | Bitstamp by Robinhood | centralized exchange | 40 | $11.00 | Required | bank transfer, card, Apple Pay, Google Pay | Visit Bitstamp by Robinhood |
| 3 | Crypto.com Exchange | centralized exchange | 68 | — | Required | bank transfer | Visit Crypto.com Exchange |
| 4 | Coinbase Exchange | centralized exchange | 76 | — | Required | — | Visit Coinbase Exchange |
| 5 | Uphold | broker | 63 | — | Required | ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, samsung pay, PayPal, venmo | Visit Uphold |
| 6 | Toobit | centralized exchange | 71 | — | Not required | credit card, debit card | Visit Toobit |
| 7 | eToro | broker | 33 | — | Required | bank transfer, debit card, credit card, PayPal, neteller, skrill, iDEAL, trustly, przelewy24, etoro money | Visit eToro |
| 8 | Gemini | centralized exchange | 38 | — | Required | ACH, wire transfer, debit card, PayPal | Visit Gemini |
| 9 | bitFlyer | centralized exchange | 4 | — | Required | bank transfer, quick deposit, convenience store, wire transfer, SEPA, PayPal | Visit bitFlyer |
| 10 | PayPal | broker | 7 | — | Required | paypal balance, bank transfer, debit card | Visit PayPal |
| 11 | Cash App | broker | 1 | $13.75 | Required | cash app balance, bank transfer, debit card, direct deposit | Visit Cash App |
Fees are estimated from each exchange's published schedule for a $500 market buy using the cheapest common payment method. Rankings are not influenced by affiliate relationships. Scores are explained in our methodology.
Crypto Regulation in Texas
The Texas Department of Banking sets out how the rules apply to crypto in Supervisory Memorandum 1037, revised April 1, 2019, which treats exchanging virtual currency for sovereign currency as licensable money transmission and scrutinizes stablecoins more closely than assets such as Bitcoin. Separately, S.B. 21 of the 89th Legislature created the Texas Strategic Bitcoin Reserve and took effect on June 20, 2025. Federal law comes first: a business that exchanges dollars for crypto on your behalf is a money transmitter under 31 CFR 1010.100(ff)(5) and has to register with FinCEN as a money services business, renewing that registration every two years. Texas has enacted the Conference of State Bank Supervisors' Money Transmission Modernization Act (S.B. 895, the Money Services Modernization Act, effective September 1, 2023), the model law that standardizes net worth, surety bond and permissible investment requirements; thirty-one states had adopted it in whole or in part as of the CSBS legislative update dated June 2026. As of September 2026, Binance US lists Texas as unsupported, and Kraken serves Texas but does not allow deposits or trading in EUR pairs there.
Most Popular Assets in Texas
Frequently Asked Questions
- Which exchange is best in Texas?
- Strike ranks highest on our composite score in Texas, which weighs cost, availability, asset selection, trust, and usability. See the methodology page for the weights.
- Is crypto legal in Texas?
- 11 exchanges we have verified serve residents of Texas. We have not recorded a jurisdiction-wide restriction. See the regulation section on this page for detail.
- Can I use Crypto.com Exchange in Texas?
- Yes. Crypto.com Exchange serves Texas residents. US retail users get USD cash deposit/withdrawal via ACH. Derivatives trading is separately restricted for the US.
- Do I pay tax on crypto in Texas?
- The IRS treats cryptocurrency as property under Notice 2014-21, so selling or swapping it produces a capital gain or loss, short-term if you held the asset a year or less. Texas imposes no personal income tax. The Comptroller of Public Accounts administers sales and use tax, the franchise tax and roughly a hundred other levies, none of them on individual income, so as of September 2026 a crypto gain is taxed federally only.