Crypto Exchanges Available in New York
10 exchanges currently serve residents of New York. Strike ranks highest overall in New York on fees, asset selection, and trust. New York requires a BitLicense or a limited purpose trust charter from the Department of Financial Services, so several large exchanges including Kraken, Binance US and Crypto.com do not serve New York residents. Last verified September 3, 2026.
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All Exchanges Serving New York
| # | Exchange | Type | Assets | Typical fee | KYC | Payment methods | Action |
|---|---|---|---|---|---|---|---|
| 1 | Strike | broker | 1 | $5.55 | Required | bank transfer, debit card, Apple Pay, Google Pay, wire transfer, direct deposit | Visit Strike |
| 2 | Bitstamp by Robinhood | centralized exchange | 40 | $11.00 | Required | bank transfer, card, Apple Pay, Google Pay | Visit Bitstamp by Robinhood |
| 3 | Coinbase Exchange | centralized exchange | 76 | — | Required | — | Visit Coinbase Exchange |
| 4 | Toobit | centralized exchange | 71 | — | Not required | credit card, debit card | Visit Toobit |
| 5 | eToro | broker | 33 | — | Required | bank transfer, debit card, credit card, PayPal, neteller, skrill, iDEAL, trustly, przelewy24, etoro money | Visit eToro |
| 6 | Gemini | centralized exchange | 38 | — | Required | ACH, wire transfer, debit card, PayPal | Visit Gemini |
| 7 | bitFlyer | centralized exchange | 4 | — | Required | bank transfer, quick deposit, convenience store, wire transfer, SEPA, PayPal | Visit bitFlyer |
| 8 | Bullish | centralized exchange | 20 | — | Required | wire transfer, SEPA | Visit Bullish |
| 9 | PayPal | broker | 7 | — | Required | paypal balance, bank transfer, debit card | Visit PayPal |
| 10 | Cash App | broker | 1 | $13.75 | Required | cash app balance, bank transfer, debit card, direct deposit | Visit Cash App |
Fees are estimated from each exchange's published schedule for a $500 market buy using the cheapest common payment method. Rankings are not influenced by affiliate relationships. Scores are explained in our methodology.
Crypto Regulation in New York
New York requires a license no other state asks for. Since June 2015 the Department of Financial Services has required a virtual currency license under 23 NYCRR Part 200, the BitLicense, or a New York limited purpose trust charter, from anyone transmitting, custodying, buying, selling or exchanging virtual currency for New York residents. More than forty firms hold one, among them Coinbase, Gemini, Bitstamp, Circle and PayPal. The Department also maintains a greenlist of coins its licensees may offer without separate approval. Federal law comes first: a business that exchanges dollars for crypto on your behalf is a money transmitter under 31 CFR 1010.100(ff)(5) and has to register with FinCEN as a money services business, renewing that registration every two years. New York does not appear among the thirty-one states that had enacted the Conference of State Bank Supervisors' Money Transmission Modernization Act in whole or in part as of the CSBS legislative update dated June 2026. As of September 2026 Kraken does not serve New York residents, Binance US lists New York as unsupported, and the Crypto.com App covers 49 states but not New York.
Most Popular Assets in New York
Frequently Asked Questions
- Which exchange is best in New York?
- Strike ranks highest on our composite score in New York, which weighs cost, availability, asset selection, trust, and usability. See the methodology page for the weights.
- Is crypto legal in New York?
- 10 exchanges we have verified serve residents of New York. New York requires a BitLicense or a limited purpose trust charter from the Department of Financial Services, so several large exchanges including Kraken, Binance US and Crypto.com do not serve New York residents. See the regulation section on this page for detail.
- Can I use Crypto.com Exchange in New York?
- No. Crypto.com Exchange does not serve New York residents.
- Do I pay tax on crypto in New York?
- The IRS treats cryptocurrency as property under Notice 2014-21, so selling or swapping it produces a capital gain or loss, short-term if you held the asset a year or less. New York applies no crypto-specific tax rule, so a gain that is taxable federally is reported on your New York individual income tax return and taxed at the state's individual income tax rates. Rates and brackets change from year to year, so check the current New York schedule before you file. Accurate as of September 2026.