Where to Buy USD1 in the United States

USD1 gets a B for United States: 4 exchanges verified, cost pending, ACH, Apple Pay, credit card, crypto deposit, debit card, Faster Payments, Google Pay, iDEAL, Interac e-Transfer, PayPal, PIX, SEPA, spei, and wire transfer available. USD1 (USD1) can be bought by residents of the United States on 4 exchanges we've verified. Availability last verified September 2, 2026.

Verified September 2, 2026How we verify

Exchanges Where You Can Buy USD1 in the United States

#	Exchange	Est. fee on $500	KYC	Payment methods	Trust score	Verified	Action
1	Kraken	—	Required	ACH, wire transfer, SEPA, Faster Payments, debit card, PayPal, Apple Pay, Google Pay, Interac e-Transfer, iDEAL, PIX, spei	—	September 2, 2026	Visit Kraken
2	Coinbase Exchange	—	Required	—	—	September 2, 2026	Visit Coinbase Exchange
3	Toobit	—	Not required	credit card, debit card	—	September 2, 2026	Visit Toobit
4	Binance US	—	Required	ACH, wire transfer, debit card, credit card, Apple Pay, Google Pay, crypto deposit	—	September 2, 2026	Visit Binance US

Fees are estimated for a $500 market buy using the cheapest common payment method: the exchange's published trading and deposit fees, plus the spread. On Coinbase Exchange and Binance US, the spread is the 24-hour median RampAtlas measured from that venue's own USD1 order book rather than a published estimate, sampled September 5, 2026. Trust score is explained in our. Rankings are not influenced by affiliate relationships. methodology.

Spreads and depth

Tightest measured spread is on Coinbase Exchange at <$0.01 (USD1/USD), sampled 1 hour ago.

Spread now: <$0.01; 1.00 bps
24h median: 1.00 bps
Depth within 1%: $1.5M bid / $1.3M ask

All 2 measured venues

Estimate Your Own Purchase

Purchase amount (USD)

Order type

Payment method

Exchange	Taker fee	Spread	Deposit fee	Total	Effective %	Action
Binance US	$0.05	$2.65	—	not published: deposit fee	—	Visit Binance US
Coinbase Exchange	$3.00	$0.05	—	not published: deposit fee	—	Visit Coinbase Exchange
Kraken	$4.00	—	$0.00	not published: published spread	—	Visit Kraken
Toobit	$0.50	—	—	not published: published spread and deposit fee	—	Visit Toobit

Estimates from published schedules as of September 2, 2026; actual costs vary by tier, market conditions, and payment provider. Not investment advice.

United States Rules That Affect Buying USD1

The United States does not impose asset-specific restrictions on USD1. Standard federal/national rules apply: exchanges must verify your identity before you can deposit fiat, and any gains are taxable. See our United States crypto overview for licensing and tax details.

How to Buy USD1 in the United States

Create an account on Kraken and complete identity verification. This usually takes minutes but can take up to a few days.
Deposit funds. Kraken accepts debit card, ACH, Apple Pay, Google Pay, wire transfer, and 7 more from residents of the United States.
Search for USD1 (USD1) and place a market or limit order.
Optional: move your USD1 to a self-custody wallet. See our guide on moving crypto off an exchange.

Frequently Asked Questions

Is USD1 legal to buy in the United States?: Yes. There are no restrictions specific to USD1 in the United States. You'll need to use an exchange that is licensed or permitted to serve residents of the United States; the 4 listed above qualify.
Can I buy USD1 without KYC in the United States?: 1 of the exchanges listed allow limited purchases without full identity verification, typically with low limits.
Can I buy USD1 with a credit card in the United States?: Yes. Kraken, Toobit, and Binance US accept card payments from residents of the United States, though card fees are usually higher than bank transfer.
How do I know this information is current?: Every listing on this page carries a verification date. We recheck availability at least quarterly and immediately after major exchange announcements. If you find an error, use the report link at the top of the page.

Guides

What to Do When an Exchange Freezes Withdrawals
When withdrawals stop, the first job is working out which of four things is happening: a routine hold on a recent deposit, a compliance review of your account, a temporary pause on one asset or network, or a venue-wide halt, because only the last one is an emergency and the first is usually documented on the exchange's own fee page.
Exchange Verification Tiers and Limits Explained
A verification tier is the level of identity evidence an exchange holds about you, and it controls what you are allowed to do: which deposit and withdrawal rails you can use, how much you can move in a given period, and in some cases which products and assets are available to your account at all.
How to Use a Block Explorer to Check a Transaction
A block explorer is a public search engine for a blockchain, and you check a transaction by pasting its hash into the search box and reading three fields: the status, the number of confirmations, and the receiving address.