Coinbase Exchange vs Gemini

Coinbase Exchange is the better choice for beginners in the United States who want a mainstream on-ramp and will switch to the order book once they know their way around; Gemini is better for US buyers who will use ActiveTrader and fund by bank transfer. Coinbase Exchange lists 76 assets against Gemini's 38, and Coinbase Exchange is available in more locations.

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Side-by-Side

Key facts for both exchanges
Coinbase ExchangeGemini
Typecentralized exchangecentralized exchange
Founded20122014
HeadquartersUnited StatesUnited States
Licenses recorded5613
Fiat currenciesUSD, SGD
Payment methodsACH, wire transfer, debit card, PayPal
Maker / taker fee0.4% / 0.6%0.6% / 1.2%
KYC requiredYesYes
Proof of reserves
Assets listed7638
Locations available6255
Trust score

Fee Comparison

Estimated total fee by purchase size, using the cheapest common payment method
Coinbase ExchangeGemini
$100
$1,000
$10,000

Estimates include trading fee, published spread, and deposit fee. See our methodology.

Where Each Is Available

52 shared jurisdictions; 10 only on Coinbase Exchange; 3 only on Gemini.

Our Verdict

Both are United States venues running two pricing systems, and the interface you choose decides the cost. Gemini fits buyers who will trade on ActiveTrader and fund by bank transfer. As of September 2026 its base tier charges 0.600% maker and 1.200% taker, ACH, wire and crypto deposits are free, debit card deposits cost 3.49% and PayPal costs 2.50% (sources: Gemini ActiveTrader fee schedule; Gemini transfer fee schedule). Coinbase fits beginners who want a mainstream on-ramp and will move to Coinbase Advanced, which carries no spread fee and no subscription fee. Coinbase's Advanced rate is volume-tiered and unconfirmed in our sources, so check its current tier table first.

Frequently Asked Questions

Which has more coins?
Coinbase Exchange, with 76 of the assets we track against 38.
Can I use both?
Yes, in the 52 jurisdictions where both are available. Coinbase Exchange and Gemini can be used side by side; many buyers keep accounts on more than one exchange.

See also