USDC vs XRP
USDC (USDC) ranks #6 by market capitalization at $72.9B and XRP (XRP) ranks #5 at $89.0B, as of October 12, 2026. USDC has no fixed supply cap; XRP has a fixed maximum supply of 100.0B XRP. USDC is available on 25 exchanges we have verified and XRP on 31; 24 list both.
Verified How we verify
Side-by-Side
 USDC |  XRP | |
|---|---|---|
| Market cap rank | #6 | #5 |
| Price | $1.00 | $1.41 |
| Market cap | $72.9B | $89.0B |
| Fully diluted valuation | $72.9B | $140.9B |
| 24-hour volume | $10.8B | $1.1B |
| Circulating supply | 72.9B USDC | 63.1B XRP |
| Maximum supply | No fixed cap | 100.0B XRP |
| All-time high | $1.04 (November 14, 2018) | $3.65 (July 17, 2025) |
| Change from all-time high | −4.2% | −61.4% |
| 7-day change | −0.0% | −6.1% |
| 30-day change | −0.0% | +3.6% |
| Category | stablecoin | layer-1 |
| Chains | 35 chains including Ethereum, Monad, and Sui | the Ripple network |
| Launched | — | — |
Where You Can Buy Each
| USDC | XRP | |
|---|---|---|
| Exchanges listing it | 25 | 31 |
| Countries and US states with a ranked buy page | 70 | 70 |
24 exchanges list both; 70 locations have a ranked buy page for both.
Frequently Asked Questions
- Which has the larger market cap, USDC or XRP?
- XRP, by about 1.2× as of October 12, 2026: $72.9B for USDC against $89.0B for XRP.
- Does USDC or XRP have a fixed supply?
- XRP is capped at 100.0B XRP; USDC has no fixed maximum supply.
- Where can I buy both USDC and XRP?
- 24 exchanges we have verified list both. Pick your location on the buy pages to see which serve you and what a $500 purchase costs.